Ontario funds one IVF cycle for eligible patients under 43, though fertility drugs are not included. Quebec and British Columbia also offer funding, and Manitoba, New Brunswick, Prince Edward Island and Newfoundland and Labrador offer tax credits, grants or reimbursements.
Programs, limits and eligibility change often. Check your own province's official program and ask your clinic what applies to you before you budget.
Read more: How Much Does Surrogacy Cost in Canada in 2026?.
Get a personal estimate with our surrogacy cost calculator.
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